Answers

2014-10-07T14:39:03+05:30
see these sentences :-
I have my pencil. 
I have my phone


I had taken lunch
I had seen
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2014-10-07T14:42:31+05:30
Have: to show possession of something in present tense. for plural nouns and pronouns.
Like ....... I have the bag u had given me.
Had: past tense of have and had. used for both plural and singular nouns and pronouns.
Like...........I had the bag u had given me.
 :)
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