Todd was a careless fellow and lived in his own way and he was also a very forgetful person. He owed a dollar from the author and the time asked was 12 months however since he was a forgetful person he forgot to pay the dollar back and his friend(author) tried to remind him through incidents and not directly because he was a friend of the author. However the author had belief in his friendship with Todd and was assured that he would return the dollar back.
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