My friend Todd owes me a dollar. He has owed it to me for twelve months, and I fear there is little prospect of his ever returning it. I can realize whenever I meet him that he has forgotten that he owes me a dollar. He meets me in the same frank friendly way as always. My dollar has clean gone out of his mind. I see that I shall never get it back.On the other hand I know that I shall remember all my life that Todd owes me a dollar. It will make no difference, I trust, to our friendship, but I shall never be able to forget it. I don't know how it is with other people; but if any man borrows a dollar from me I carry the recollection of it to the grave.Let me relate what happened. Todd borrowed this dollar last year on the 8th of April (I mention the date in case this should ever meet Todd's eye), just as he was about to leave for Bermuda. He needed a dollar in change to pay his taxi; and I lent it to him. It happened quite simply and naturally, I hardly realized it till it was all over. He merely said "Let me have a dollar, will you!" And I said, "Certainly. Is a dollar enough?" I believe, in fact I know, that when Todd took that dollar he meant to pay for it.He sent me a note from Hamilton, Bermuda. I thought when I opened it that the dollar would be in it. But it wasn't. He merely said that the temperature was up to nearly 100. The figure confused me for a moment.Todd came back within three weeks. I met him at the train, not because of the dollar, but because I really esteem him. I felt it would be nice for him to see someone waiting for him on the platform after being away for three weeks. I said, "Let's take a taxi up to the Club." But he answered, "No, let's walk."We spent the evening together, talking about Bermuda. I was thinking of the dollar but of course I didn't refer to it. One simply can't. I asked him what currency is used in Bermuda, and whether the American Dollar goes at par (I put a slight emphasis on the American Dollar), but found again that I could not bring myself to make any reference to it.It took me some time (I see Todd practically every day at my Club) to realize that he had completely forgotten the dollar. I asked him one day what his trip cost him and he said that he kept no accounts. A little later I asked him if he felt settled down after his trip, and he said that he had practically forgotten about it. So I knew it was all over.