It is necessary to be talented than to be lucky because being talented can bring you close from ur destination, success and career and about being lucky-unlucky I don't beleive it its all superstitions.
To verify my answer I would like to give to the examples of some simple talents that how useful they are :
Art : u can exhibit the art handmade stuff
Dance : u can participate in big dance competition or u can also start dance classes as choreographer
Stunts : u can become a good stunt man or woman to hav some risky stunts in serials movies bout if hav gutts