Insured family is always a secured family. Without insurance our future may be dull. Insurance is the lifeguard of our family. Each and member of your family must have a insurance for their bright future. There are many steps you need follow once you buy a policy you will be charged a monthly amount which is known or premium. Your family will receive coverage based on the kind of the monthly premium you pay. It is important to do a thorough review of your family before you select a life insurance plan.