The effect that we can use for saving money can be we can stop wasting money in waste things like we can cook food at home inplace of buying from outside etc etc. hope this can give you bit hint about your question if u like it please vote so that i xan get some points
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we can save money in many ways like :
1. don't waste money on all useless things that are not need for us.
2. we can even collect money without using it.
3. use money only on good and useful things
4. I will stop buying all the video games that I buy so that I can save money.
5. I will stop buying all the bakery foods and eat all home made foods so that the money would be saved in this process.