Dhananjay is a government employer and belongs to a rich households whereas raju is a construction worker and comes from a poor rural household.both are in need and wish to take loan .create a list of argument explaining who between the two would successfully be able to arrange money frim a formal source .why



The chances of getting the loan is more for dhananjay as:

he has collateral
he is rich, so he'll be able to return the money along with interest
he have proper documents

moreover, raju doesn't have a chance of getting loan because he does not prove to be correct acc. to banks conditions